Credit and loan risk scorecard
KPI Name: Credit and Loan Risk Balanced Scorecard Metrics
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Sample reports:
Some reports were generated with Balanced Scorecard Designer for the Credit and Loan Risk Balanced Scorecard Metrics KPI to show both – Balanced Scorecard Designer functionality and a part of KPI content:
- Check Overview KPI Report sample.
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Balanced Scorecard Designer Screenshot:
The Balanced Scorecard Designer software was used to create this KPI.
Description by authors:
Credit risk is the risk that an obligor fails to repay its debt, or that its credit worthiness may deteriorate. Credit risk is more difficult to model than market risk for several reasons. First, the lack of a liquid market makes impossible to price credit risk for a specific obligor and tenor. Second, true default probabilities can be determined by either inferring default rates based on observed historical experience of the public credit ratings, or by analyzing the default rate through a subjective credit approval process. Third, default correlations are difficult to observe or measure, making it hard to aggregate credit risk.
KPI in Excel – Screenshot:
